Welcome to the February 2, 2010 edition of money management.

Abigail Perry presents i pick up pennies: Frugality through polite insistence posted at i pick up pennies, saying, “Sometimes there are roadblocks to frugality. So slap on a polite smile and start insisting. You’ll get your way — and it will be worth it!”

Gin G. presents Let’s Get Fleeced posted at Sense Scribe, saying, “Learning to pass on lessons of true hidden costs on services. Read more.”

Evan Gonzalez presents WIN $200USD In the Alpha Male “Basic Swag” Contest posted at Alpha Male, saying, “The ultimate in men’s lifestyle, amp up your style by following the tips provided in this blog. Enter to win $200USD in their current contest.”

Madeleine Begun Kane presents Yet Another Tax Humor Piece: Interactive Taxes posted at Mad Kane’s Humor Blog.

Anastasia presents Discover Your Personal Model of Success in 10 minutes posted at LIVING ON A BUDGET, saying, “my blog is about personal finance and in particular about the personal effort it takes to stick to your financial goals and budgets. living on a budget is a fairly new blog but I hope you will like me article despite that:-)”

KCLau presents DREAMS Do Come True!! – Our actions and visualizations set our Future posted at KCLau’s Money Tips, saying, “This is a guest-post by Sayeed, a senior manager in a large MNC in Penang about wealth accumulation”

Frank Goley presents Business Success Strategies by ABC Business Consulting » Blog Archive » Developing and Implementing A Winning Marketing Plan posted at Business Success Strategies, saying, “The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed.”

nissim ziv presents Career Goals: Examples of Career Goals and Objectives posted at Job Interview Guide, saying, “Every now and then we come across people who are unhappy with their jobs. The reasons of their unhappiness may vary – they do not like their work schedule, or they do not like a particular colleague in their office, or even that they do not like their boss.”

MDP presents How Much Money Do You Have to Make to File Taxes? posted at My Dollar Plan.

Four Pillars presents Why You Might Need A Tax Attorney Rather Than A CPA posted at Quest For Four Pillars, saying, “Some benefits to hiring a tax attorney over a cpa for serious tax issues.”

How to Do Monthly Financial Budget Planning with Excel | eHow.com posted at FaithAllen, saying, “Good money management means that you have to learn how to budget your income. Doing it with excel is very easy and intuitive.”

Keith Morris presents Keeping Money & Family In Sync posted at LifeTuner, saying, “Jessica writes about how to make money management part of family activities this year.”

BWL presents The 10 best choices for financial software posted at Christian Personal Finance, saying, “These are some of the best options for personal finance software available today…”

Patrick @ Military Money presents Check Your Credit Report Often posted at Military Finance Network, saying, “Checking your credit score is a great way to ensure that your credit history is reported accurately, as well as monitor for fraud, such as identity theft.”

Lovelymary presents 100 Extreme Ways to Save Serious Money posted at Accounting Degree.com.

Frank Goley presents Strategic Planning for Business Success posted at Business Success Strategies, saying, “The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed.”

Darryl Holland presents Why You Should Care About Your Credit Scores posted at Credit Secrets Revealed By Darryl, saying, “Learn to improve your credit score by up to 247 points in the next 90 days.Soon you will be able to proudly run a credit check with no shame.Stop paying more interest for your loans and credit cards.Start getting tho se low interest rate loans that you deserve.The Credit Secrets Revealed ebook will help you solve your credit problems.”

James Adair presents New FHA Rules! (how does this effect Portland?) posted at Oregon Mortgage Blog, saying, “Federal Housing Administration is planning to introduce new rules by increasing its cash position and lower its risk profile for about a year. This increase will affect the down payment, as the first payment amount changed by FHA would increase from 3.5% to 5% down. This increase will affect the down payment, as the first payment amount changed by FHA.”

Novice_trader presents Trading Rules posted at Momentum Stocks, saying, “My blog is for short term traders. The following are some rules that I have established from mistakes I have personally made or witnessed.”

Sun presents How to Save Money on Heating this Winter posted at The Sun’s Financial Diary.

Austin Morgan presents Why You Shouldn’t Save Money Like a Young Chinese Woman posted at Foreigners Finances, saying, “A look at the yue guang zu or “spend-all-your-salary clan – young women in China who spend all their paychecks. Included in the post are 6 reasons you shouldn’t spend like these women.”

The Dough Roller presents » Does Getting an Auto Insurance Quote Hurt Your Credit Score? posted at The Dough Roller.

HighestCDrates presents What is a Certificate of Deposit? posted at Highest CD Rates Info, saying, “A certificate of deposit can be a stable addition to any portfolio.”

Abigail Perry presents i pick up pennies: Sleep and personal finance posted at i pick up pennies, saying, “You might be surprised how important sleep is to your money”

2 Cents presents Your Budget: 5 Factors That Will Determine What It Looks Like posted at Balance Junkie, saying, “Hi, This article looks at 5 factors to consider when constructing your budget and how they might affect it. Thanks! 2 Cents”

Faithe Jamse presents 17 Healthcare Trends that Are Actually Bad for Us posted at Masters in Health Care, saying, “Computerization, recession issues, the digital divide and even the price of gas all affect people and their health care. This list of seventeen healthcare trends and why they might be bad for us shows that some issues might be debatable.”

Online Dividends presents New Chase $200 Bonus posted at Blogging Banks, saying, “You can get a $200 bank bonus if you open a Chase Business Checking account by January 30, 2010. Check offer below for more details:”

Credit Shout presents Credit Karma Review posted at CreditShout.

Peak Personal Finance presents Tax Advantages of Having a Mortgage posted at Peak Personal Finance, saying, “A quick summary of the tax benefits associated with having a mortgage.”

BankShout presents TD Bank Relationship Checking Review posted at BankShout.

Rob presents Roth IRA Rates posted at Stock Tips.

Lazy Man and Money presents Get Paid for Getting in Shape posted at Lazy Man and Money.

Dave Kauppi presents How Business Buyers Value Your Business – Ten Key Factors posted at Business Broker Chicago, saying, “If you are considering selling your business this article will help you evaluate your company as a strategic acquirer might. From that perspective it pays to focus on ten critical areas of value creation.”

Mac Lover presents The Best iPhone Money Apps Out There posted at MacNation.

KCLau presents Focus: Achieving Goals posted at KCLau’s Money Tips, saying, “A guest post by Sayeed, a senior manager in a large MNC in Penang on how he achieved his financial goals”

Madeleine Begun Kane presents Hapless Home Buyer?s Guide posted at Mad Kane’s Humor Blog.

BeaBu presents Are You a Bear or a Bull? Or a BeaBu? | BeaBu posted at BeaBu.com, saying, “Investors, short sellers, and the others – why you should trade on both sides. BeaBu.com is a blog about risk taking, macro trading, and alternative investments.”

Kathleen Gaga presents One of the most effective ways to energetically attract money posted at Daily Awareness, saying, “You must expect nothing in return. Not from where you give your money nor from any other source. Simply give because you want to give.”

Kaushik Chokshi presents Are you unemployed – Lost your job? – Worried about your job? Laid off? Not finding a job? Do you have anxiety about the financial crisis? posted at Beyond Karma, saying, “Lost your job?”

Four Pillars presents Roth IRA Contribution Limits For 2010 posted at Quest For Four Pillars, saying, “2010 Roth IRA contribution limits.”

Peak Personal Finance presents How Much Mortgage Can You Afford? posted at Peak Personal Finance, saying, “Don’t forget these extra costs of home ownership when buying a house.”

MoneyNing presents Avoid These Five Investment Mistakes posted at Money Ning, saying, “Don’t make the same mistakes I did and avoid the pitfalls with these simple but important points.”

Frank Goley presents Small Business Finance: Equity, Debt, Cash Flow and IPO posted at Business Success Strategies, saying, “The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed.”

Lynnae presents What to Do When You Can’t Pay Your Bills posted at beingfrugal.net, saying, “In today’s economy, many are finding they are unable to pay their bills. Here’s what to do, if you are in that situation.”

The Dough Roller presents » Mango Money Prepaid Card posted at The Dough Roller.

oneadvice presents Single Parents Debt Advice posted at One Advice, saying, “Sometime money can be a struggle for single parents. But knowing how to make the most of single parents debt advice means that you can be back in control of yoru finances…”

That concludes this edition. Submit your blog article to the next edition of money management using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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